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Part D of Medicare primarily covers prescriptions and outpatient drugs, providing necessary medication to beneficiaries to manage their health conditions and improve their quality of life. This coverage is designed to help reduce the out-of-pocket costs for prescription medications, making it more affordable for individuals to access the drugs they need. Beneficiaries can select from different drug plans to find one that suits their specific medication needs and financial circumstances.

In contrast, Part A of Medicare predominantly addresses inpatient hospitalization services, while Part B focuses on medically necessary services that include outpatient care, preventive services, and some types of home health care. Part D is distinct in its emphasis on prescription drugs, ensuring that beneficiaries have access to essential medications that are critical for managing chronic illnesses and overall health maintenance. Preventive services, while essential for maintaining health, fall under Part B, differentiating them from the coverage provided by Part D.